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Reverse mortgage family conversation guide

Create a calm, informed family discussion before deciding whether a HECM deserves a closer look.

Use this before the next conversation

  1. Homeownership and aging-in-place goals
  2. Property charges and maintenance responsibilities
  3. Other available housing and financing choices
  4. Expected time in the home
  5. Counseling, costs and family questions

Write down what you know, mark what still needs verification and avoid including Social Security numbers, account numbers or other sensitive financial information.