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Market Desk
July inflation stays elevated as income and orders strengthen
July PCE inflation remained elevated while income, durable-goods orders, and revised second-quarter growth defined Wednesday's market backdrop.
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Market Desk
July new-home sales estimate leads Tuesday's housing picture
July new-home sales were estimated at a 607,000 annualized pace as available supply reached 9.6 months, while a 4.70% 10-year Treasury yield and a full economic calendar shape the rate backdrop.
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Market Desk
Treasury yields eased as markets entered a pivotal data week
The 10-year Treasury closed Monday at 4.70%, U.S. stocks finished mixed, and representative mortgage averages remained above their August 17 comparison before new-home sales, durable-goods orders, GDP, and Jackson Hole.
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Market Desk
Mortgage observations ease modestly, but long yields still matter
The representative Conventional rate averaged 6.698%, modestly below last week's 6.698%, while long-term Treasury yields remained elevated.
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Market Desk
Mortgage rates held higher as housing activity cooled
The representative Conventional rate averaged 6.750%, while July housing starts fell and bond-market pressure kept the mortgage backdrop cautious.
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Market Desk
Mortgage rates start higher as oil and bond-market pressure builds
The latest official 10-year Treasury close was 4.68% on August 14 and the current representative Conventional rate averages 6.743% as oil headlines coincide with higher longer yields.
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Market Desk
Rates hold near recent levels before key housing data
The 10-year Treasury finished Friday at 4.68%, while the latest representative Conventional rate averages 6.653% before key housing data and Federal Reserve minutes.
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Market Desk
Rates finish a mixed data week slightly lower
July retail sales fell 0.6%, underlying producer prices rose 0.4%, and the latest representative Conventional rate averages 6.653%.
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Market Desk
Rates finish a mixed data week slightly lower
July retail sales fell 0.6%, underlying producer prices rose 0.4%, and the latest representative Conventional rate averages 6.653%.
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Market Desk
Retail sales fell and Treasury yields eased
July retail sales fell 0.6% to $763.6 billion, the 10-year Treasury eased near 4.62%, and today's representative Conventional rate is 6.73%.
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Market Desk
Producer prices held flat, but core pressure stayed firm
July producer prices were unchanged, a core measure rose 0.4%, the 10-year Treasury was near 4.67%, and the latest daily Conventional index was 6.74%.
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Market Desk
Inflation matched forecasts, and bonds held steady
July inflation matched forecasts, the 10-year Treasury held near 4.67%, and the latest daily mortgage indexes were 6.79% Conventional, 6.31% FHA, and 6.32% VA.
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Market Desk
Oil and Treasury yields rise before tomorrow's inflation report
Oil climbed again and the 10-year Treasury moved near 4.73% before Wednesday's inflation report, creating a less friendly morning backdrop for mortgage pricing.
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Market Desk
Jobs weakened, yields eased, and inflation now holds the next move for mortgage rates
July payrolls fell by 23,000 and prior months were revised lower. The 10-year Treasury closed Friday at 4.65%, while this week’s CPI and PPI reports now hold the next major test for mortgage rates.
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Market Desk
A weak July jobs report pulled Treasury yields lower, but housing got a mixed message
Payrolls fell by 23,000 in July, prior months were revised lower, and wage growth cooled. Treasury yields dropped as markets reduced near-term tightening expectations, a rate-friendly move paired with a less reassuring employment backdrop.
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Market Desk
Low layoffs met rising continuing claims, leaving mortgage rates without an all-clear
Initial jobless claims stayed historically low while continuing claims climbed, productivity improved, and labor costs remained contained. The mix helped bonds at the margin, but elevated mortgage rates continued to restrain housing demand.
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Market Desk
Services expanded, hiring contracted, and Treasury held supply steady
July services activity stayed firm while employment contracted and price pressure accelerated. Treasury kept auction sizes steady, leaving mortgage markets with modest relief, but no inflation all-clear.
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Market Desk
Oil plunged, Palantir surged, and the bond market found a little relief
A possible breakthrough at the Strait of Hormuz pushed oil sharply lower while fresh trade and labor data showed an economy cooling without breaking.
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Market Desk
Oil fell almost 5.5%, but a 5.23% long bond kept housing cautious
Diplomacy removed part of the oil war premium while the 10-year and 30-year Treasury yields remained high enough to constrain mortgage affordability.
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Market Desk
Amazon jumped, Apple fell 7.4%, and the 10-year Treasury reached 4.71%
A wild July ended with stronger oil, expensive gasoline, and sharply divided technology earnings, while long yields kept pressure on housing.
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Market Desk
Microsoft surged while the 30-year Treasury reached 5.22%
Strong artificial-intelligence earnings lifted stocks, but the bond market treated the Fed's divided hold as insufficient protection against inflation.
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Market Desk
The Fed held at 3.50% to 3.75%, but three officials wanted a hike
A 9 to 3 decision, a 7.3% jump in Brent crude, and a rise in the 10-year Treasury to 4.68% denied housing the relief implied by the word hold.
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Market Desk
Oil near $81 gave the Fed a little room, but markets still priced a live decision
Energy retreated below its recent peak while technology shares and Middle East supply risk kept financial conditions unsettled one day before the Fed announcement.
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Market Desk
Oil fell 7.5% as a U.S.-Iran pause gave Fed week a less inflationary start
WTI settled at $82.61, stocks split, and investors assigned meaningful odds to a rate hike ahead of the Federal Reserve decision.
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Market Desk
Treasury yields held near 4.67% as Oracle signed a Pentagon agreement worth almost $7 billion
Long-term financing stayed expensive while a major government software agreement showed that selected investment remained powerful before the Fed meeting.
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Market Desk
Oil above $90 and a 4.70% Treasury yield tightened the housing vise
West Texas crude settled near $90.50 while the 10-year yield reached its highest level of the year, combining inflation pressure with weaker mortgage affordability.
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Market Desk
Brent touched $95 as the 10-year Treasury reached 4.65%
A renewed energy shock pushed long yields and mortgage pressure higher while Alphabet's earnings kept the artificial-intelligence investment debate alive.
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Market Desk
D.R. Horton cut its outlook as mortgage costs kept demand from becoming closings
America's largest homebuilder showed that buyer interest could remain real while elevated mortgage rates, incentives, and affordability constrained transactions.
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Market Desk
Brian Moynihan warned inflation could linger as Treasury yields opened Fed week higher
The Bank of America chief executive's higher-for-longer view collided with oil relief and a crowded policy calendar, leaving mortgage markets defensive.
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Market Desk
A 14% weekly oil rally put household resilience and inflation on a collision course
WTI finished its strongest week in months near $82 while short Treasury yields stayed restrictive, forcing housing to weigh healthy demand against a renewed energy shock.
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Market Desk
A 41.4 Philly Fed reading complicated the case for lower rates
Regional manufacturing surged far beyond expectations while oil below $80 offered a competing inflation signal, leaving housing with a mixed market day.
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Market Desk
Cooler inflation gave bonds room to breathe, but shelter kept housing cautious
Treasury yields eased after softer inflation evidence, giving mortgage markets a friendlier direction without proving that the longer trend had changed.
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Market Desk
Kevin Warsh told Congress housing was lagging while inflation remained the Fed's test
The Federal Reserve chair put elevated mortgage costs and weak housing beside a firm inflation commitment, while supply proposals highlighted how slowly new homes reach buyers.
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Market Desk
Oil climbed to $73.88 as a 9% Korean selloff exposed the other side of the AI boom
Energy inflation returned, South Korea's KOSPI fell 8.95%, and modest U.S. retail growth left mortgage markets balancing price pressure against global risk.
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Market Desk
SK hynix raised $26.5 billion as Delta tested the strength of the consumer
A record foreign listing, resilient travel demand, contained oil, and a 10-year Treasury near 4.57% made July 10 a study in strong investment and stubborn financing costs.
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