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What is Nick’s Lending?

Your next step. A real person to help.

What is Nick’s Lending, and who provides mortgage services?

Nick’s Lending is Nick Cunningham’s personal marketing brand for mortgage education and guidance. Mortgage services are provided through Golden Bay Mortgage Group. The site helps you explore buying, refinancing and home equity, ask questions and start a conversation. Loan decisions remain subject to underwriting, credit and property approval.

Nick’s Lending: our story and provider disclosure

A place to start

Find your bearings.
Then let’s connect.

Nick’s Lending brings mortgage information and personal guidance together. It’s a place to understand your options, ask questions, and find a next step that feels right for you.

Start with what you want to learn. Explore buying a home, refinancing, or putting your home equity to work. Take your time with the details, or reach out now and talk them through with us.

Whenever you’re ready, we’re here to listen, understand your situation, and help you move forward. Send a question, schedule a conversation, or start your application online. There’s a person here to help with what comes next.

Your pace. A clear next step.

Learn what matters to you.

Find clear explanations of loan options and the decisions ahead, so you can focus on what matters for your plans.

Talk with a real person.

Bring your questions, your goals, or simply a place to start. We’ll listen and help you make sense of your options.

Get started when you’re ready.

Apply online when you’re ready to move forward, with a person to turn to for questions along the way.

Connections before mortgages

Ready to connect?
We’re here.

One question is enough to get started. Tell us what you’re thinking about, and we’ll help you work through your next step.

✓ Your goals first✓ Room for questions✓ A personal conversation

Prefer another way? Call us · Email us · Send a note