Rates, inventory, prices, insurance, taxes, and assistance programs do not move on the same schedule. This page keeps each update dated and linked to its source so an agent can see what the number measures before repeating it.
Use the observation, not a prediction.
A market update should help a client ask a better question. It should not pressure someone to buy, sell, refinance, or choose a loan because a chart moved. Rates and listings can change after publication, and a regional figure may not describe a particular property or household.
Bring Nick a general scenario
New forms are paused. Call or email without borrower documents or sensitive information.
Browse by topic
- Rates and payment context
- Inventory and sales
- Insurance and property costs
- Programs and guidelines
- Transaction questions
No undated market briefing is being presented as current.
Use the source-linked framework on this page. A dated update belongs here only after its figures, observation times, definitions, and sources have been reviewed.
Author: Nick Cunningham, Loan Officer, NMLS #907393
Last reviewed: July 20, 2026
This material is general education. Confirm current requirements and property-specific facts with the responsible lender, agency, or professional.