Nicks Lending

AGENT SCENARIO

Bring me the question. Keep the client's private information out of the message.

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INTERIM CONTACT PATH

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No scenario has been sent from this page. For a general real estate agent question, call Nick or start an email that contains only a de-identified outline. Nick will follow up with you, not a client named in a message.

Keep borrower information out of phone messages and email.

Do not send client names, contact details, dates of birth, Social Security numbers, account numbers, credit details, income documents, bank statements, tax returns, or other nonpublic personal information.

Email is not a secure channel for borrower documents or sensitive information. Ask Nick for the approved secure channel if a licensed review needs documents or transaction details.

Need to talk through an active deadline? Call Nick at 916-765-4009.

Author: Nick Cunningham, Loan Officer, NMLS #907393

Last reviewed: July 20, 2026

This material is general education. Confirm current requirements and property-specific facts with the responsible lender, agency, or professional.