Market Updates
Could the midterms affect mortgage rates and housing?
Midterms do not show a dependable national mortgage-rate pattern. Here is how election outcomes can still reach housing through policy, Treasuries and credit.
THE RATE CONVERSATION
Feds & Policy
Rates & Economy
Fed week without the guessing game: four mortgage-rate signals to watch
The Fed meets October 27 and 28. Here are the four signals that can move mortgage pricing, plus the exact California release times.
Market Updates
Homebuyers await housing data and Fed minutes
The 10-year Treasury finished Friday at 4.68%, while the latest representative Conventional rate averages 6.653% before key housing data and Federal Reserve minutes.
More to explore
Rates & Economy
The Fed May Move. Your Mortgage Rate May Not.
The most important interest rate for home buyers is not the one most people are watching
Market Updates
A 41.4 Philly Fed reading complicated the case for lower rates
Regional manufacturing surged far beyond expectations while oil below $80 offered a competing inflation signal, leaving housing with a mixed market day.
Market Updates
Brian Moynihan warned inflation could linger as Treasury yields opened Fed week higher
The Bank of America chief executive's higher-for-longer view collided with oil relief and a crowded policy calendar, leaving mortgage markets defensive.
Market Updates
Kevin Warsh told Congress housing was lagging while inflation remained the Fed's test
The Federal Reserve chair put elevated mortgage costs and weak housing beside a firm inflation commitment, while supply proposals highlighted how slowly new homes reach buyers.
Market Updates
Microsoft surged while the 30-year Treasury reached 5.22%
Strong artificial-intelligence earnings lifted stocks, but the bond market treated the Fed's divided hold as insufficient protection against inflation.
Market Updates
Oil fell 7.5% as a U.S.-Iran pause gave Fed week a less inflationary start
WTI settled at $82.61, stocks split, and investors assigned meaningful odds to a rate hike ahead of the Federal Reserve decision.
Market Updates
Oil near $81 gave the Fed a little room, but markets still priced a live decision
Energy retreated below its recent peak while technology shares and Middle East supply risk kept financial conditions unsettled one day before the Fed announcement.
Market Updates
The Fed held at 3.50% to 3.75%, but three officials wanted a hike
A 9 to 3 decision, a 7.3% jump in Brent crude, and a rise in the 10-year Treasury to 4.68% denied housing the relief implied by the word hold.
Market Updates
Treasury yields held near 4.67% as Oracle signed a Pentagon agreement worth almost $7 billion
Long-term financing stayed expensive while a major government software agreement showed that selected investment remained powerful before the Fed meeting.