Select uses include closing costs, design, structural options and lot premiums. Five Lily quick-move-in homes were shown; examples displayed up to $85,000 savings. Select QMI financing and appliance offers also shown.
Agent quick reference · Placer County
Current new-home incentives
Selected published offers and move-in-ready savings. Compact enough to use between appointments.
Select Winding Creek homes; published alternatives include conventional and FHA temporary buydowns plus owned solar. Programs cannot necessarily be combined.
Published for select Mountaingate homes. Ask whether the credit is being applied to closing costs, financing, design or another permitted use.
Builder credit may be used for approved options or closing costs, including a rate buydown, with a selected lender. A published Highline example showed a $49,264 seller credit toward a permanent buydown.
Published with a 4.736% APR through Beazer's Choice Lender on select quick-move-in homes. Solar is included on every home in the community.
Community pages carried the banner. Specific move-in-ready examples showed roughly $22,000–$45,000 price reductions. Eligible local heroes may receive up to $2,000.
Published examples included introductory payments and permanent buydown options. A separate campaign excerpt showed up to $30,000 toward closing costs, buydown or a price discount.
Sale pricing and a limited DHI Mortgage rate pool were advertised for eligible principal-residence purchases.
Published examples showed combined price reductions and incentives exceeding $90,000 on select homes. These are examples—not a blanket program—and must not be double-counted.
General terms cap the incentive at 3% of base price including lot premium; actual amount varies by homesite and requires preferred lender and closing agent.
Current community inventory shows home-specific price reductions—not a blanket credit—including Winding Creek examples from about $23,600 to $68,644 and Esplanade examples up to about $41,445.
The builder advertised financing incentives but did not publish the dollar amount, rate, lender or expiration in the reviewed excerpt.
Fast agent checklist
- Identify the exact homesite.
- Request the written incentive sheet and expiration.
- Compare builder-lender economics with outside financing—not just the headline rate.
- Confirm price reductions, credits and buydowns are not being double-counted.
Need a side-by-side?
Nick’s Lending can help agents and buyers compare financing structures and the true cash-to-close.
nickslending.com/current-incentives
(916) 765-4009 · nick@nickslending.com
Source and scope notes
Updated October 25, 2026 from official builder community, inventory and promotion pages, including Pulte, Tri Pointe, JMC Homes, Beazer, Taylor Morrison, Lennar, Richmond American, D.R. Horton, Shea Homes, Meritage Homes and Elliott Homes. Published offers can change or be exhausted without notice. This is an agent reference, not a commitment to lend, rate quote, builder representation or guarantee of availability.